வேலைPechu
Post “I want a job”

Annual CTC estimate

Estimate only, not advice. Income tax, professional tax, employer PF, and gratuity are not deducted. Monthly in-hand is fixed pay minus employee PF only. Variable (bonus or incentive) is shown on the annual figure when you include it. Employee PF is estimated on 40% of monthly fixed pay, capped at ₹15,000.

Fixed plus variable should equal annual CTC. Leave both blank to treat the full CTC as fixed.

Monthly vs annual CTC

This page expects an annual amount. ₹30,000 in an interview is usually monthly pay. Multiply by 12 for the annual box. If you enter a small number as annual, the estimate is wrong; the page will warn when it looks monthly.

Employee PF

Default estimate is 12%. We treat 40% of monthly fixed pay as the PF wage, capped at ₹15,000 a month. Your offer letter may use a different basic. Employer PF is not cash in your hand even when it sits inside CTC.

ESI and tax

ESI, income tax, professional tax, and gratuity are not deducted here. If they apply, in-hand is lower. This is not tax advice. Check the offer with that company.